George Corbett Motors

At George Corbett Motors we believe it is vital that customers receive sound financial advice given the many options that are now available. Our specialist finance advisor can provide friendly, sound and authoritative advice. Through close links with several major finance houses we can provide fast quotations for new or used cars while ensuring you benefit from the optimal package.

Arranging finance can take time and could mean missing out on a great deal.
Below are various options:

Hire Purchase
HP is a popular and direct method of paying for your vehicle. You can select a monthly repayment suitable to your budget over a period of 12 - 61 months. Your repayments are fixed to allow you to budget more effectively. HP can be organised within a few hours.

Business Purchase Plan
This a form of HP particularly suited to the self-employed and the large sized enterprises. It has accounting advantages in that you can reclaim the VAT immediately in one lump sum on commercial vehicles.

Contract Hire
A Contract Hire Agreement means your Business pays a fixed sum - usually monthly - for the contract hire of the vehicle. This may include maintenance, breakdown cover, road tax, tyres and exhausts, etc. The vehicle is returned to us at the end of the agreed period.

Leasing
Leasing is an option open to businesses. It involves a low initial outlay, fixed monthly repayments and can be tax effective.

Insurance
There are insurance option available on all car loans commonly referred to as Payment Protection Policies or Payment Protection Cover. The 3 most common levels of insurance are as follows :

Life Cover

- loan will be repaid excluding arrears in the event of death ou of work due to illness or to an accident. You also have life cover here.

Life, Accident and Sickness and Redundancy Cover

- here you have the previous 2 levels of cover ans also are protected in the case of redundancy.

Benefits of Allowing us to organise your finance
• Competitive Cost
• Keeps your first line of credit intact and available for the future
• Loans specifically tailored for cars and commercial vehicles
• Flexibility (12-61 months, 3 levels of payment protection, balloon payments, etc.)
• No need to visit your bank/credit union
• Opportunity to build a positive credit rating
• Fixed interest repayments
• Convenience - 'One-Stop-Shop'
• Speed - we can have your loan approved are hour

Benefits of Payment Protection on your car finance
• Immediate Cover
• Accident and Sickness pays for full term
• Maintains mobility when out of work
• No additional paperwork
• No hospitalisation required
• Cost is fixed for the entire duration of the loan
• Underwriting is free - there is no loading for age, sex, weight, smokers, occupation, hobbies.
• Paid in addition to sick or state pay
• Few exclusions to worry about
• Protects a guarantor
• Living Cover - you don't need to die in order to benefit
• In the event of death it does protect the family
• Paid for every day that you are without work